Personal Insurance

United Risk Management can help you select the right coverages to protect your family's assets.

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Homeowner's and renter's insurance

Properly protecting your home and its contents is basic to your family's financial well being. Policies are available for those who own a home, coop or condo, and for those who rent.

Types of properties
Basic coverages include:

There are several essential coverages that are specifically not included in a basic homeowner's policy, and require a separate policy or endorsement including, but not limited to the following:

Personal automobile insurance

Most people are aware that substantial coverage limits are required to protect against the large awards being handed down by juries.
What you may not know is that adequate uninsured motorist coverage is necessary to protect you in the event that the other driver does not have proper insurance coverage.
We can guide you through this and other complexities of today's auto policies, to ensure that you have the protection you need, without paying for costly coverages that are not necessary.