Protection you can trust.
United Risk is an independent property & casualty brokerage. We shop the market, negotiate on your behalf, and stand by you when it matters most.
- 31+
- Years advising clients
- 100+
- Carrier relationships
- 98%
- Client retention
An independent broker trusted by carriers and insureds alike.
Deep market knowledge, strong carrier relationships, and an unwavering commitment to every client. That means better programs, clearer terms, and stronger outcomes for everyone at the table.
Guidance
Expert advice to help you choose the right coverage.
Trust
We focus on protection, not just selling policies.
Competitive Rates
31+ years of carrier relationships help us secure the best value.
Service Excellence
Our high client retention reflects our commitment to outstanding service.
Coverage solutions for every industry we serve.
We've built our practice around the sectors we know best, so you get an advisor who already understands your operations and exposures.
Real Estate
Habitational, mixed-use, and commercial portfolios.
Learn moreConstruction
GCs, subs, and specialty trades — work that gets built.
Learn moreHealthcare
Practices, allied health, senior living, and home care.
Learn moreNonprofit
Mission-driven organizations of every size and scope.
Learn moreAnd more industries we serve
Commercial, business insurance, social services, personal lines, and more.
A clear process, end to end.
- 01
Discovery
We learn your risks, assets, and goals — at home or at work.
- 02
Market analysis
We benchmark across our carrier panel to surface the strongest fits.
- 03
Tailored proposal
You see options side-by-side, with no jargon and no surprises.
- 04
Ongoing advocacy
Annual reviews, mid-term adjustments, and claims support when it counts.
Let's review what you have — and what you actually need.
A 20-minute conversation is often enough to spot gaps and savings in your current program. No obligation.